Finance a Vehicle at L.B. Smith Lincoln

Here in Lemoyne, PA, our dealership is home to various new and used vehicles, and our goal is to assist customers in finding models that are right for them. But we're aware that vehicles are expensive, which is why we also have an onsite service center, so customers can afford the model they want. Our financial experts have helped many people from Harrisburg, Camp Hill, and beyond find the best financial plans for their budgets, and we can do the same for you, so finance with us today.

Fill Out a Finance Application

From new Lincoln models to affordable pre-owned vehicles, we offer many great models for people to drive. If you're from the Mechanicsburg area and find a model you like, fill out our finance application online or at our dealership to get pre-approved for a loan or lease. Once your application is approved, our team can walk you through our financing process and help you find the ideal plan.

Find the Perfect Plan

Loans

Taking out a loan means Carlisle drivers will eventually own the vehicle they drive. Because of this, they have the benefit of being able to customize the vehicle however they wish. Plus, with a loan, shoppers can build their credit score when they make on-time payments.

Leases

With a lease, you temporally own your vehicle. As such, you're unable to customize it. However, with a lease, most repair costs are covered, and drivers can extend the lease, buy their vehicle, or upgrade to a new model when the lease ends.

Also, be aware that with a lease, there are restrictions, like the number of miles you can drive.

Finance at Our Dealership

When you've found a new or used model you'd like to buy, our finance team is here to help. So, call us today for more information about the financing process, or visit our dealership any time.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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